During a recent Decoding Credit Worthiness session, I asked attendees via a live poll:
“Which feature do you wish was easier to use in Finance Analytics?”
Two common themes stood out:
- Understanding Headquarters (HQ) vs. Branch reports
- Efficiently identifying HQ records when searching
Here’s a quick recap to support both:
🔹 HQ vs. Branch: Why it Matters
Choosing the right report can directly impact credit decisions.
- HQ reports typically reflect the legal entity responsible for payment and provide the most complete credit picture
- Branch reports show location-level activity and can appear higher risk due to limited data (not necessarily poor performance)
👉 Key takeaway: Always align your credit decision with the legally obligated entity
🔹 Finding the HQ Record More Easily
If you’re trying to focus on HQ results in Finance Analytics, try:
- Using Advanced Search and selecting “Exclude Branches”
- Or filtering results by Location Type after running a company search
💬 Question for the group:
How do you typically approach HQ vs. branch decisions in your credit process? Are there challenges you still run into?